Become a member

In Norway, your overall pension rights come from:

  • The National Insurance Scheme (Norwegian “folketrygden”) 
  • The public service pension (OFTP)
  • Private occupational pension (OTP) Compulsory Occupational pension
  • Contractual pension (AFP)
  • Individual pensions

 

Our policy

Forskerforbundet strives to ensure the best possible pension conditions for our members, and believes that the current pension scheme must be developed and improved. The pension system is under pressure as a result of increased life expectancy and fewer working people behind each old-age pensioner. This makes pensions a relevant topic in all tariff areas

Read more in our work program

The National Insurance Scheme

Membership in the National Insurance Scheme is the key to eligibility for rights to services from NAV. In Norway, your membership can be based on residence or employment. You can also be a member of the National Insurance Scheme during stays abroad.

nav.no

Min pensjon (My Pension)

Minpensjon.no is a neutral and non commercial portal whose purpose is to give you a comprehensive overview of your retirement plan. The website has been created through a collaboration with Welfare (NAV) and State pensions funds. Here you can find answers to your questions concerning your retirement pension. You can also get help with a concrete calculation of your pension and AFP. (in Norwegian)

minpensjon.no

SPK

The State pension fund is the largest provider of public occupational pensions in Norway and also offers mortgages and insurance plans. Membership in SPK is mandatory for government employees. Other business connected to the public sector, such as State limited companies are included in SPK on a voluntary basis.

spk.no

KLP

The Kommunal landspensionskasse provides pensions, financial and insurance services to municipalities and county councils, healthcare organizations and to the public and private company sectors and to their employees.

klp.no

Oslo Pensjonsforsikring

Oslo Pensjonsforsikring is a life insurance company wholly owned by The Oslo Municipality. The company provides pension schemes with the municipality.

ofp.no

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